PARMANAND N. CHAUDHARI
Margao
Summary
Versatile branch manager offers financial consulting, cash handling and employee coaching and training expertise coupled with outstanding time management and conflict resolution skills. Seasoned leader with several years of experience overseeing day-to-day operations of branch. Committed to finding creative ways to motivate employees to exceed customer service and sales goals.
Overview
1
1
Certification
16
16
years of professional experience
Work History
Branch Manager
HDFC Bank Ltd
02.2023 - Current
- Directed end-to-end branch operations, ensuring compliance with internal controls, regulatory standards, and risk policies
- Conducted sales and profitability analysis across CASA, assets, and fee-based products to improve revenue mix
- Identified operational inefficiencies, contributing to streamlined processes and enhanced service delivery
- Ensured strict adherence to AML, KYC, audit, and compliance frameworks
- Mentored cross-functional teams, applying KPI-based performance management to elevate team accountability and results
- Supported digital adoption and system enhancements, ensuring smooth business transition
- Managed retail, HNI, and corporate customer lifecycles
Branch Manager
RBL Bank Ltd
12.2021 - 01.2023
- Managed HNI client portfolios, delivering tailored investment and wealth solutions to meet unique client needs
- Led a team of 9 members, including Relationship Managers with portfolio ownership
- Enhanced branch profitability through strategic, data-driven sales planning initiatives
- Managed a ?160 Crore branch book, ensuring sustained growth and operational stability
- Oversaw corporate deposits, institutional relationships, and TASC accounts
- Developed and maintained strong relationships with government and institutional clients to drive business growth
- Monitored sales productivity to ensure incentive eligibility across teams
- Ensured 100% regulatory, audit, and compliance adherence
Branch Manager
Kotak Mahindra Bank Ltd
09.2019 - 12.2021
- Managed branch establishment and growth with ?30 Cr SA & ?9 Cr CA book size
- Drove revenue through asset acquisition, CASA growth, and TPP products
- Led sales and operations teams to enhance service delivery
- Identified process gaps and recommended workflow improvements
- Ensured compliance with audit and regulatory requirements
Cluster Sales Leader
YES Bank Ltd
01.2017 - 09.2019
- Led acquisition and sales strategy for North Goa cluster (4 branches)
- Managed team of 10 acquisition officers, increasing monthly productivity through targeted strategies
- Built CASA portfolio through NTB acquisition, corporate salary tie-ups, and engagement with NRI clients
- Coordinated CSR initiatives and customer engagement programs to enhance community relations
Deputy Branch Manager
IndusInd Bank Ltd
07.2016 - 12.2016
- Managed branch operations, trade transactions, and executed sales strategies to drive revenue growth
- Delivered investment and CASA solutions tailored to meet customer banking needs
- Secured audit compliance and resolved customer grievances to enhance service quality
Deputy Branch Manager
ICICI Bank Ltd
02.2011 - 12.2015
- Managed operations for largest branch in region, ensuring compliance and service excellence
- Led team of 11 in achieving sales targets and enhancing operational efficiency
- Coordinated audits and regulatory reviews to maintain operational integrity and compliance
- Achieved multiple regional sales recognitions
- Handled Demat, asset servicing, and NRI banking
Education
PGDB -
Manipal University
B.Com -
North Maharashtra University
HSC & SSC -
Skills
- Retail and corporate banking operations
- Current and savings accounts management
- Wealth relationship management
- Risk governance
- Regulatory compliance
- AML compliance
- KYC verification
- Banking and financial services
- MIS reporting and analysis
- Sales strategies
- Productivity dashboards
- Relationship management
- Branch operations
- Core banking systems expertise
- Risk mitigation frameworks
- Management support
- Banking and financial services
- Audit coordination
- MIS reporting
Personal Information
- Title: Relationship Management| Banking Operations | Compliance | Sales Strategy
- Date of Birth: 02-Oct-1988
- Nationality: Indian
- Availability: Open to International Opportunities
Certification
JAIIB – Indian Institute of Banking & Finance
Personal Details
Languages: English, Hindi, Marathi, Konkani
Accomplishments
- Runner-up – National-level Antakshari Competition (ICAI)
- State-level Drama Competition Qualifier
- Executive Member – WICASA (Jalgaon Branch)
- Motivational Speaker for CA students
- Active participant in cultural and leadership events
- Qualified for Moscow Contest – Life Insurance (Yes Bank )
Declaration
I hereby declare that the information provided above is true and correct to the best of my knowledge.
Name: Parmanand N. Chaudhari
Place: Margao, Goa
Timeline
Branch Manager
HDFC Bank Ltd
02.2023 - Current
Branch Manager
RBL Bank Ltd
12.2021 - 01.2023
Branch Manager
Kotak Mahindra Bank Ltd
09.2019 - 12.2021
Cluster Sales Leader
YES Bank Ltd
01.2017 - 09.2019
Deputy Branch Manager
IndusInd Bank Ltd
07.2016 - 12.2016
Deputy Branch Manager
ICICI Bank Ltd
02.2011 - 12.2015
PGDB -
Manipal University
B.Com -
North Maharashtra University